If you think you will need long term skilled nursing care
June 22, 2021
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I often talk with couples where one spouse needs full time skilled nursing care.  Medicare is pretty good when treating illnesses, but if a patient cannot get well enough to care for themselves, they will be facing the prospect of long-term skilled care.    There are three basic ways to pay for long-term skilled nursing…

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Should I have a trust if I have a reverse mortgage?
March 24, 2021
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I just discussed the issue of reverse mortgages with a client. She has a $425K home with a $325K RM and assumed she did not need a trust.  I explained that for her heirs to receive the equity in her home after she passed away the house would have to be sold within 6 months…

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